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Something old, in a new era: the insurance, if you marry


Sickness funds are not equal. Before the marriage, the possibility of coverage is very low, unless the insurer has proposed a national insurance. Like you, though both have separate insurance, it is important to mention two of you to go to the accounts better plan their activities, if you are married. There are several factors, including the deductible, copayments, and benefits of each plan. Marriage is a big step, and you can easily, if it is to determine important decisions such as health insurance before the big jump.
Unable to perform Translation:invalid textYour deductible is the amount you must pay each year at the beginning of his policy. Once this payment, you will be responsible for the independent of the height of your insurance, you need health care costs, the costs in your policy. The amount of participation, which will be responsible for you, is, is in agreement with its insurance. There is a certain percentage of health expenditure, for example, you pay 10%, while insurers, payment of 90%. You and your boyfriend ้ both their plans and in what proportion and supplements plan seems more appropriate for both.
Unable to perform Translation:invalid textMarried couples are generally entitled to certain benefits, such as unmarried couples are not. The insured separately by the suppliers of your employer is no longer the best option for you. If you or your fiancé a ้ insurance, and others do not, if the two were married, they can not act for the other \ 's plan. Cost to add a person that is certainly something that should be taken into account. They should not be forced to pay more for adding a spouse or a child in the future, as most are of the household, with no additional cost. The best way to compare the assessment is an annual cost of normal health, emergencies, supplements and franchises. What plan the lowest cost to you is almost always the best choice.
Unable to perform Translation:invalid textIn addition to sharing health insurance with your new spouse, you can also spend the rest of the insurance cover, such as political, we were known for your car. This is because most companies give you a discount on more than one vehicle insured. You may also be interested in finding a company that will make you a home, automobile, health and place. If you have more than a policy, but also, in general, you get a discount on it. It 'important to sit down and talk with your boyfriend ้ insurance, because the two of you could save money and to emphasize what is the best decision before the time has come.

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