CNet Analysis: When Apple first launched the iPhone, the experts as well as us wondered what kind of a future the device would have, now in a few months time we will get to see the fifth incarnation of their smartphone. However, the main issue, as always has been with the cost, so who would have thought that the iPhone saves you money? Well, when you consider that you have access to iOS apps offering easy budgeting tips, it's not hard to see why. Having owned an iPhone for some years I cannot say how much it has saved me in that time, but the cost of the device has certainly paid for itself many times over. There are those that do not use their Apple handset to its full potential, but you should really look and some of the apps on iTunes, that have one purpose in mind, and that's to save you money . One app that comes to mind is Ultimate Budgeting Tips , ands its sole purpose is to help you if you are in a tight financial spot. More often than not, ...